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Gable Roofing

Your Ally in Storm Restoration Backed By LIAR

Your Ally in Storm Restoration Backed By LIARYour Ally in Storm Restoration Backed By LIARYour Ally in Storm Restoration Backed By LIAR

Why Gable Roofing is Different

Full transparency and honesty

 At Gable Roofing, we don’t just repair roofs—we fight for what you’re owed. As a licensed, insured, and family-owned Wichita business, we’ve seen how insurance companies routinely underpay claims, leaving homeowners at risk. That’s why we use our proprietary LIAR software to audit every insurance estimate, uncover hidden underpayments, and demand your full benefits under your policy. 

Having Soemone Fight For You

Holding insurance companies accountable

 Powered by LIAR: The Ultimate Loss Summary Audit

Our proprietary LIAR (Line Item Audit Reporter) software audits your insurance loss summary line by line. We catch every underpaid or missing item and provide proof to demand your rightful coverage. You pay your premiums for a reason—we make sure you actually get what you paid for.

Give Us A Call

Making Sure you are fully protected

 We Put Your Needs First—Negotiating Directly with Insurance Adjusters

Insurance companies often try to minimize your payout, but we make sure you’re never shortchanged. We review every detail of your estimate, challenge any lowball offers, and don’t move forward until your policy is honored in full. Our team manages all communication with your insurer, ensuring you’re protected from unnecessary stress and underpayment—so you get the coverage you truly deserve.

Send Us An Email

education & transparency at every step

Know Your Rights, Know Your Costs

We believe in total transparency. Before any work begins, we’ll walk you through your policy, explain your true out-of-pocket costs, and answer every question. You stay in control. We also offer financing options—so your project can move forward with confidence.

View Process

quality materials quality guarantees

 Restoration with Like Kind & Quality—No Shortcuts

We never use generic or inferior products just to meet an insurer’s lowest price. Your home deserves to be restored with the same—or better—materials it had before the damage. All work is backed by strong manufacturer warranties and our own quality guarantee.

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How We Maximize Your Insurance Claim

forensic roof inspection & documentation

 We perform a detailed inspection and collect all evidence needed to support your claim—photos, reports, and measurements that insurance companies can’t ignore.

loss summary audit using liar

Our one-of-a-kind LIAR software reviews your insurance loss summary line-by-line. It detects underpaid labor, lowballed material costs, incorrect depreciation, and every tactic insurers use to reduce your payout.

direct advocacy with your insurance company

We present our forensic findings and challenge any discrepancies. Our experience—and the hard data from LIAR—ensures insurance companies pay for like kind and quality, just as your RCV policy promises.

transparent process - no surprises

We don’t move forward until you fully understand your coverage, your costs, and your options. We educate you, offer financing if needed, and keep you in control every step of the way.

Common Insurance Tactics Used to Justify Lowball Payouts

itel reports: are they really for your benefit?

xactimate estimate: outdated, inaccurate, and manipulated

xactimate estimate: outdated, inaccurate, and manipulated

 You might see:
“Shingle price per ITEL report” or “ITEL sample sent for product match”


Reality:
ITEL claims to “match” your shingles for replacement pricing. But unless a physical sample from YOUR roof is sent in, ITEL has no way to truly identify your shingle type or quality. Even then, ITEL’s “match” process is designed for the insurance industry—not to guarantee like kind and quality for homeowners. They often pick the cheapest shingle available, regardless of what’s actually on your roof.
 

Warning: ITEL reports with a claim number almost always return a lower price than a blind sample—proof the system is built for insurers, not you.

xactimate estimate: outdated, inaccurate, and manipulated

xactimate estimate: outdated, inaccurate, and manipulated

xactimate estimate: outdated, inaccurate, and manipulated

 You’ll hear:
“We use Xactimate, the industry standard.”


Reality:
Xactimate is a database used by most insurers, but it rarely reflects current material or labor costs—especially during post-storm spikes, supply shortages, or inflation. Adjusters often rely on default Xactimate numbers to underpay claims, ignoring actual invoices or market conditions.

the classic run - around: promises never delivered

xactimate estimate: outdated, inaccurate, and manipulated

the classic run - around: promises never delivered

 You might hear:

  • “We’ll add that to the loss summary later.” (It rarely happens.)
     
  • “We’ll work with your contractor.” (But they never negotiate—their number is final.)
     
  • “This is all your policy allows.” (Often false; policies promise like kind and quality, not lowest cost.)
     

red flags on your loss summary

how to spot an honest roofer vs. a storm chaser

the classic run - around: promises never delivered

 Watch for:

  • Missing line items (no flashing, no code upgrades, no ventilation, no permits)
     
  • “Generic” or “builder grade” materials listed when your roof is a premium product
     
  • Low labor rates (less than what local, insured roofers actually charge)
     
  • Depreciation applied to labor (should not happen on an RCV policy)
     
  • Mysterious “adjustments” or “scaling factors” reducing your payout with no explanation

how to spot an honest roofer vs. a storm chaser

how to spot an honest roofer vs. a storm chaser

how to spot an honest roofer vs. a storm chaser

Honest Roofers:

  • Pull city permits for every job
     
  • Provide a written scope of work and warranty
     
  • Fight for full coverage—don’t just “accept” the insurer’s first offer
     
  • Explain your options and true costs, before any work begins
     

Storm Chasers & Scammers:

  • Pressure you to sign contracts before you know your coverage
     
  • Accept insurance lowball offers (a real roof in Kansas runs $25,000–$75,000+ depending on size, code, and materials—beware “cheap” bids)
     
  • Won’t provide proof of license, insurance, or references

want an honest review of your claim?

how to spot an honest roofer vs. a storm chaser

how to spot an honest roofer vs. a storm chaser

 


Let Gable Roofing and LIAR give your loss summary a free, no-obligation audit.
We’ll explain every line, every missing item, and what your policy really covers—so you’re not left underpaid or with the wrong roof.

REQUEST AN AUDIT

Reviews

We Educate: Know Your Policy, Protect Your Rights

  At Gable Roofing, our priority is making sure you understand the full protection your policy provides—not just what your insurance company tells you. Most insurers count on homeowners not knowing the difference between RCV (Replacement Cost Value), ACV (Actual Cash Value), and the role of wind and hail deductibles. That’s how they get away with underpaying claims or denying coverage altogether.

Here’s what we do differently: 

KNOW WHAT YOU'RE ENTITLED TO

 RCV (Replacement Cost Value): Your policy promises to restore your property to its original, pre-loss condition using “like kind and quality” materials. We’ll show you exactly what that means for your roof, and fight for those standards to be met.
 

ACV (Actual Cash Value): If your policy is ACV, you’re only owed the depreciated value. We help you understand the real impact and options, so there are no surprises.
 

Wind & Hail Deductible: We break down how this deductible applies, what it means for your out-of-pocket costs, and why it’s required for storm damage claims in Kansas.
 


we expose and counter insurance tatics

Insurance companies bet on you not knowing the rules—so they can mislead you, deny coverage, or justify a lowball payout. We review every line of your loss summary, provide forensic evidence of “like kind and quality” material costs, and never accept an offer that doesn’t fully honor your policy.

  • We push back against vague excuses, manipulated databases, and incomplete scopes of work.
     
  • We document and present clear proof—so insurers can’t deny what you’re owed.

don't let confusion cost you thousands

 With Gable Roofing, you’re not just getting a contractor—you’re getting a dedicated partner who knows insurance inside and out.
We protect your investment, your rights, and your peace of mind.

[Button: Get Your Free Policy Review & Claim Consultation]

Contact Us

don't settle for less than you deserve

 Insurance is supposed to put you back in the position you were before the loss.
We do our best to make sure that happens.
Let Gable Roofing and LIAR fight for your rights—and restore your home the right way.

Gable Roofing

(316) 866-9788 kelsey@gableroofing.ai

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07:15 am – 08:30 pm

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CONFIDENTIAL & PROPRIETARY – INTELLECTUAL PROPERTY NOTICE

All information contained in this report is based solely on LIAR’s forensic analysis and reflects factual, opinionated truths—because numbers don’t lie. The LIAR Software (Line-Item Audit Reporter) and all associated formulas, calculations, methodologies, and data structures contained within this report are protected by intellectual property, trade secret, and other proprietary rights laws. Unauthorized use, reproduction, distribution, or modification of any formulas, calculations, or data derived from the LIAR system without the express written consent of the LIAR software designer and owner is strictly prohibited.

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Any unauthorized use, adaptation, or replication of LIAR’s formulas or methodologies without prior approval will result in legal action, with enforcement and consequences managed by LIAR’s corporate legal counsel. By accessing or using this report or its data, the recipient acknowledges and agrees to these terms. Violations will be subject to appropriate legal consequences, including but not limited to monetary damages, injunctive relief, and statutory penalties.

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